BankEmu

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Qualified Software

Emulation of a real banking environment
with ability to test Open Banking APIs

Ready to go APIs

APIs cover all methods for all types of payment services (AIS/PIS) and SCA flows; support dynamic responses

Documentation for PSP

Fully documented use cases, testing scenarios, guidelines on solution modules & security settings

Guaranteed security

Solution security is proven by the vulnerability assessment report; testing on a separate environment independently from core banking

Customisable UI

Applications user interfaces can be adjusted according to your brand styling and support multiple languages

For Banks and Financial Institutions

It may be used as a part of test environment or as an onboarding portal for the Open Banking suite
Test facility (sandbox) to access bank test customers’ accounts and execute payments, required by payment services regulations (to be compliant with PSD2/PSD3 and PSR)
Web UIs and REST APIs for manual and automated testing from different actors’ perspectives (payment service user, TPP or bank employee)

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For Third Party Providers

Possibility to plan, prepare and execute tests, manually or automated, against a configurable XS2A interface of the bank
Easy management of test data, including bulk data generation, test data upload and rollbacks
Emulation of every payment transaction and necessary consent management in real time with dynamic behaviour

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Solution features

Core banking/Online banking simulation
Test environment fully meeting the NextGen PSD2 (XS2A framework) standards
Full authorization cycle and SCA based on RTS standard
TPP onboarding via the TPP Management portal & various options for administration
Multi-flow testing via the Developer Portal
Allow uploading, generating and managing test data to support dynamic testing scenarios

Developer Portal

Keeps documentation of XS2A interface and all instructions for TPPs

TPP Management

XS2A Services
and Interfaces

Connect with emulated banking framework

Online Banking

Interface for PSU authentication for banking services

Ledgers Services

Provide test users and account management

Admin Application

Manage Payment Service Providers’ access to the test environment

Get to know

Emulation of a real banking environment
with ability to test Open Banking APIs

Ready to go APIs

Documentation for PSP

Guaranteed security

Customisable UI

Developer Portal

TPP Management

XS2A Services
and Interfaces

Online Banking

Ledgers Services

Admin Application

How to emulate banking services without direct access to core banking

Register TPPs and monitor their activity

Create PSUs and imitate their accounts

Pass through all use cases

Write Email

Emulation of a real banking environment with ability to test Open Banking APIs

Ready to go APIs

Documentation for PSP

Guaranteed security

Customisable UI

Developer Portal

TPP Management

XS2A Services and Interfaces

Online Banking

Ledgers Services

Admin Application

How to emulate banking services without direct access to core banking

Register TPPs and monitor their activity

Create PSUs and imitate their accounts

Pass through all use cases

Write Email

Sent successfully

Technical error

Emulation of a real banking environment
with ability to test Open Banking APIs

XS2A Services
and Interfaces